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CalcuMetro

Income Tax Calculator

Estimate income tax

Calculate income tax with progressive brackets you define, to see how much you'd pay, your effective rate and your marginal rate. The starting brackets are only an example: replace them with your country's brackets for the tax year.

Calculate your tax by bracket

Rate on the part above the last limit.

Result

Estimated tax

€7,800.00

Taxable income
€40,000.00
Income after tax
€32,200.00
Effective rate
19.5%
Marginal rate
30%

Formula version: 1.0.0

How to use the income tax calculator

  1. Enter your income and the deductions that reduce your tax base.
  2. Enter each bracket's limit and rate according to your country's rules.
  3. Review the tax, effective rate and marginal rate.

How progressive tax works

Tax = Σ (part of the base in each bracket × that bracket's rate)

Each rate applies only to the part of the base within its bracket. That's why the effective rate is always at or below the marginal rate.

Bracket tax example

With a €40,000 base and the example brackets (10% up to 12,000, 20% up to 30,000, 30% up to 60,000): 1,200 + 3,600 + 3,000 = €7,800 of tax. Effective rate 19.5%, marginal rate 30%.

Illustrative example with the data shown; not a guaranteed outcome.

Assumptions and limitations

  • You enter the brackets: the starting values are an example, not any country's rules.
  • Deductions are subtracted from income before applying the brackets.
  • Personal allowances, tax credits and other specifics are not included.

Frequently asked questions

What's the difference between effective and marginal rates?

The effective rate is total tax divided by income; the marginal rate is what you'd pay on one more euro.

Where do I find my country's brackets?

On your tax authority's website; our country pages link to them.

Related calculators

See taxes calculators

Indicative result for information only; not financial or tax advice. Read the legal notice · How we calculate results

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