Household Budget Calculator
Plan a household budget
Organize your household budget by adding up every member's income and the family's expenses by category. You'll see the monthly balance, the savings rate and spending per person.
Calculate your household budget
Result
Household monthly balance
€1,350.00
- Household income
- €3,700.00
- Household expenses
- €2,350.00
- Savings rate
- 36.49%
- Spending per person
- €783.33
Formula version: 1.0.0
How to use the household budget calculator
- Enter the net monthly income of each earner.
- Fill in household expenses by category.
- Enter how many people live at home and review the balance and savings rate.
How the household budget is calculated
Balance = income − expenses · Savings rate = balance / income × 100 · Per person = expenses / people
Reviewing the budget as a family helps share responsibilities and set common goals.
Household budget example
A household of 3 with €3,700 of income and €2,350 of expenses has a €1,350 monthly balance (a 36.49% savings rate) and spends €783.33 per person.
Illustrative example with the data shown; not a guaranteed outcome.
Assumptions and limitations
- All amounts are monthly and net.
- Spending per person splits total expenses evenly.
Frequently asked questions
How is it different from the monthly budget?
It combines several people's income, includes family expenses and works out spending per person.
How do I include yearly costs?
Divide costs such as home insurance or school fees by 12.
Related calculators
- Monthly Budget Calculator
- Cost of Living Calculator
- Debt-to-Income Calculator
- Emergency Fund Calculator
Indicative result for information only; not financial or tax advice. Read the legal notice · How we calculate results
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